8/29/2004

Complete Bullshit

Ok, I try to stay away from politics and heavy duty subjects because no one really reads my longer posts. But with all of the issues that I've had going on in the past few days I've been predominantly bitching and whining about my personal life falling to shambles I completely forgot about this one. Last Thursday I was full of a righteous anger because of a couple of things which coincidentally fueled each other from two separate news sources. While sitting in the waiting room at my doctor's office I was reading a magazine (Time, or Newsweek I think, I can't remember the magazine and they have pay subscriptions to access articles so I gave up trying to find the article online) I ran across a blurb stating that the illustrious "they" wanted to have mandatory health insurance for all Americans. "Ok," I thought..."That's kinda stupid." Maybe long-term it would be great, but it's a little too close to socialized medicine. The people who cannot AFFORD health insurance (we will get to that in a minute) will be given waivers, and special grants in order to be able to attain it. "Hmmm," I pondered, "How much money is that going to be?" I cannot recall if they mentioned how many people overall were uninsured, I remember them having a bar graph that showed the expenses for a single person's health insurance annually over certain time periods. I remember 2004 was over $9,000 per person; 2006 was supposed to be an estimated at over $14,000 per person). My issue with this is..health insurance costs are rising because of the goddamned frivolous malpractice lawsuits against doctors. Their premiums are atrocious, and some doctors are opting to drop it, or get out of the medical profession altogether.
WEST PALM BEACH, Fla. - Dr. Rene Loyola says he has given up just about everything to keep practicing medicine. The surgeon owns no home or land, and has no savings other than a retirement plan after 29 years in the profession. He says he frequently has to turn away patients who need his help the most. Read the Rest of the Article
The common sense aspect of cost-and-demand comes into play. You don't have enough doctors, the others can charge more (which they have to do to keep up with their premiums) and soon you have a shortage of doctors on a whole, and the ones still working (and insured) are rollin'. Well, later on, I was driving back home and was listening to NPR (yeah, I know...I know...but the radio stations around here suck and you can only listen to a TOOL cd sooo many times). Well, to make a long story short, they had to say this:
The U.S. Census Bureau releases new data that shows the number of Americans living in poverty rose last year by 1.3 million people. The number of people living without health insurance also rose, to 1.4 million, according to the report. Hear the Audio
That brings the approximate total of people living under the poverty level to 35.8 million people - 12.8% of the population. Most of this is related to an increase in CHILD poverty -I believe it is stated that the rates did not change very much for those 18-65. 15.6% of the population - 45 million people - do not even HAVE health insurance. Well, when I see those numbers, I realize a slight gap. Which means that people who are above the poverty level are still not able to afford insurance. I recently had a friend tell me that the health insurance costs to cover his family of 5 was going to be $65/week. That breaks down to over $3000 per year. Not including co-pays, and any other extraneous costs that insurance won't cover. Also not sure if that includes dental insurance.* That's no pittance when you have mouths to feed and mortgages to pay. Imagine if this person were a single parent? He would likely be included in those statistics, along with his children. A frightening conundrum no? Do we raise taxes to make sure that everyone is insured? (Remember that total is 45 million people); or do we continue along the path we are going down and wind up having the rates raised higher and higher with each passing year? Or maybe, just MAYBE we can get people to stop suing doctors, and to allow for medical costs to equalize, thereby bringing down insurance costs and allowing the government programs already in place to do their goddamned work? Maybe I am oversimplifying things, I must admit that this isn't an issue I have done hours of research into. But with the information I have been fed by the "objective media" *snort*, this is the conclusion I have come to. Either that, or just bring in socialized medicine and then everyone can be miserable and mistreated. I don't want my doctor looking at me and seeing a potential malpractice suit with legs, nor do I want him to look at me and see a number. We have to come up with a happy medium because those numbers are reaching crisis numbers; and this issue can't be ignored until it all just "blows over". I have craploads of friends WITH medical insurance who have monumental amounts to pay back, and they are considered middle class. I can't even imagine what it would be like for someone not even making enough to be considered over the poverty level. A living hell, indeed. *My beef with dental insurance being a "luxury" item is that some medical issues could be headed off at the pass if dental problems were taken care of like regular maintenance. Examples being: getting your annual eye exam or pap smear. (Or that thing where the doctor squeezes your balls and makes you cough..is that to check your prostate? I just think of it as fun..*squeeze..SQUEEEEEEEEZE*)

9 comments:

littlejoe said...

I don't have alot to say about this right now, but I will. I just wanted to let you know that I read all of your long articles. I just don't comment much.

That 1 Guy said...

Just letting you know, I'm same as LittleJoe. Read them all, just don't comment much. Grinning and shaking your head don't usually translate into commentary very well.

Contagion said...

I read all your posts. And I comment when I have something to say. Like now:

It's not just malpractice suits that drive the cost of insurance up. Yes the doctors have to pay more premiums, thus have to charge more to their patients. But is also the large number of elective procedures that are being done that aren't really needed. IE Gastric Bypass on someone who doesn't want to do excercise. Scelerotherapy on Someone who doesn't want Veing ligation for vericos veins or doesn't want spider veins anymore. And other similar procedures. But then you also have all the government regulations fo health insurance. And each of those regulations means they have to hire more and more people and there are more and more penalties/fines that have to be paid if they arn't compliant which means they have to get that money from somewhere.

My favorite is the new movement that insurance companies should not be allowed to have contracted discounts with doctors. I don't think this will ever pass, but it'll cost all of us if it does.

Anonymous said...

BTW, the cupping the balls thing is to check for, oddly enough, testicular cancer.

To check for prostate cancer, they stick a hand up your ass.

Thank God I'm not considered old enough for that test yet.

-S

Bou said...

The link isn't for the rest of the article, it's for the thing on poverty. I not only read your stuff and don't always comment, but I also hit your links as long as it's not that gimpy weird link! :)

Doctors are leaving in droves down here in West Palm. I went to the internist (I tore my Achilles in karate) one day, went back 4 weeks later and she and her doctor husband packed up and moved to VA to practice.

We have a HUGE neurosurgeon shortage. Nobody wants to see emergencies because of the malpratice. At one point, FOUR of our local hospitals did not have a neurosurgeon on staff for emergency visits. If you had a stroke... too bad. Our Governor has even gotten involved.

S. Fl is in a world of hurt. I blame frivilous malpractice as well as what Contagion said... so much elective stuff.

Anathematized1 said...

Damned drugs. Ok, I fixed the links.

I do apologize for screwing that one up, I usually check them soooo I'm just going to blame it on my thrice daily muscle relaxant cocktail LOL.

Yeah, I have to agree that the elective stuff has got to go. Some of that stuff is so friggin frivolous it's not even funny. A girl from California I was talking to today (not sure if this is accurate, just a part of our conversation) stated that they considered obesity a disease that they allow surgery for. By this, I assumed she meant gastric bypass surgery. I find this to be absolute silliness unless it is a last resort. If this IS true, I damned well hope it's isolated to California and not anything that occurs in the rest of the country, could you IMAGINE the costs acrued for this "elective" surgery?

Reminds me of a scenario we half-joked over at a major health-care provider: The employees were eating their way to gastric bypass surgery (purposefully gaining weight in order to qualify!!!) I will NEVER get over that one *shakes head*

Anonymous said...

I read all of your posts, but don't comment much either ;) I was watching a show on MTV a while back, and this 17 year old kid was getting a gastric bypass (he was over 500 pounds). He stated that he was looking forward to getting the bypass because then he could eat whatever he wanted without gaining weight. I though, you stupid idiot, you'll just stretch out your stomach and get even BIGGER if you don't exercise and follow the rules!

There are people who honestly need something like a gastric bypass (they are few and far between, however) but when it becomes a NEED it is no longer elective. They should give all these people who are purposely eating themselves into a gastric bypass the information booklet for people who have just had it done. There is no carbonated drinks or alcohol for 6 months after the procedure, and all kinds of rules that have to be followed. Maybe if they knew what they were getting themselves into, they wouldn't take it so lightly.

-Nessa

Anonymous said...

I was glad Nessa was able to say what she did. MOST doctors will not do Gastric Bypass in a case of elective because of the risk involved. The after effects are more dangerous then people know because you can actually tear your stomach if you get stupid. Like Nessa said you can't drink like you used to and you have to change your entire life style or DIE, thats the choice.
I looked for a nuerosurgeon and in the last 2 years 3 of mine have left because they can't afford to practice in IL. It is amazing what I have been told but unless someone does something I swear I will just go to Mcdonalds or someplace and get some hot coffee and spill it down my ass, atleast then someone will look at my back B-)

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